Top 7 Home Buying Tips for First-Time Buyers

Homebuying tips from Liberty Communities.

Buying your first home is an exciting milestone, but it can also feel overwhelming without the right guidance. At Liberty Communities, we’re here to make the process easier and more enjoyable. Whether you're just starting your search or preparing to sign a contract, here are seven essential tips every first-time homebuyer should know:

1. Know What You Can Afford

Budgeting for a new home purchase is easy with the help of Liberty Communities.

Before you fall in love with a home, it’s important to understand your budget. Use a mortgage calculator to estimate your monthly payments and speak with a lender about pre-approval. This helps you shop with confidence and narrows your search to homes within your price range.

2. Check Your Credit Score

It is very important to check your credit score at the start of your home buying journey.

Your credit score plays a big role in determining your loan eligibility and interest rate. Review your credit report, pay down debts, and correct any errors to give yourself the best possible chance at securing a favorable loan.

3. Explore Financing Options

Explore some financing options that Liberty Communities is happy to help with!

There are a variety of loan programs available to first-time buyers, including FHA, VA, and USDA loans. At Liberty Communities, we work with trusted lenders who can help match you with a program that fits your unique financial situation.

4. Think Long-Term

Consider long term plans for you and your family when considering to buy a new home with Liberty Communities.

As you search for your new home, consider how your needs might evolve over the next 5–10 years. Are you planning to grow your family? Will you be working from home more often? Choosing a home that can grow with you is a smart investment.

5. Don’t Skip the Inspection

A home inspection can give you peace of mind when you build with Liberty Communities.

Even when buying new construction, a home inspection can give you peace of mind. It ensures everything is up to standard and allows you to address concerns early on. Liberty Communities also offers a strong warranty to protect your investment.

6. Understand the Total Cost

It is important to understand all the costs that come with buying a new home.

Beyond the purchase price, there are other costs to consider—closing costs, property taxes, insurance, and ongoing maintenance. Our team will help you understand what to expect so there are no surprises.

7. Partner with the Right Builder

Choosing a reputable builder like Liberty Communities means you'll get high-quality construction, customizable floor plans, and a team that cares about your experience from start to finish. We're proud to help families across Wichita and surrounding areas find their forever homes.